| Benefits are effective the
first day of the month after a full calendar month of employment.
|
| |
For example:
Date of Hire – July 28: Benefits Effective Date – September 1 or
Date of Hire – August 1: Benefits Effective Date – September 1
(since you worked the full calendar month of August) |
|
| Health
Insurance - MCSD
provides a very generous health insurance program through the State Health
Benefit Plan. Employees pay approximately 25% of the cost with pre-tax
dollars, with MCSD
picking up the other 75%. |
| Dental
Insurance - Employees may enroll in either an indemnity or
fee-for-service plan through payroll deduction. This program provides basic
dental service and reduced fees for specialty care. |
| Flexible Spending Account -
This program allows employees to pay for medical and dependent care expenses
with pre-tax dollars through payroll deduction.. |
| Life
Insurance - MCSD provides a policy equal to the employee's salary
at no cost to the employee. Additional coverage is available at low group term
rates for employees and their dependents through payroll deduction.
Portable whole life insurance is also available after six months of employment
during the next open enrollment. |
| Short-Term
Disability Insurance - Full-time employees may purchase short-term
disability through payroll deduction. There are various waiting periods and
monthly disability benefit payments up to a maximum of 66 2/3% annual salary. |
| Long-term
Disability Insurance - Coverage is provided after six months of
employment to all full-time employees at no cost to the employee. |
| Retirement
-
Excellent retirement plans are provided to eligible employees.
Employees eligible for Teachers Retirement System contribute 5% of their gross
salary through payroll deductions, and MCSD contributes an amount equal to 9.28%
of the employee's salary. Employees eligible for Public School Retirement
contribute $4.00 per month through payroll deduction, and MCSD matches up to 1%
of contributions to a 403(b) if the employee contributes at least 1%. |
| Workers'
Compensation - MCSD covers all employees in the event of a
work-related injury or illness as defined by Georgia law. Medical
expenses, and in some cases, a reduced income that is regulated by law, are paid
when established procedures are properly followed. |
| Employee
Assistance Program - An excellent program is provided to the employees
and their families to help with a variety of personal and family problems
at no cost to the employee for the first five visits per year. |
| Personal
Leave - Employees are provided three paid personal leave
days per year through the use of their accrued sick leave. |
| Sick
Leave - Employees earn one and one-fourth days of sick leave per month that
they work and can accumulate up to 120 days. |
| Sick
Leave Bank -
An employee may join the sick leave bank after one year of continuous employment
(unless the employee has transferred from another Georgia school district) if he
has
accumulated at least 12 days of sick leave. Open enrollment is held in the
fall. The employee must donate one day of sick leave to join.
Employees may receive up to 60 days of paid sick leave when other leave time has
been exhausted by critical or catastrophic personal illness upon approval by the
Sick Leave Bank Committee. An employee is ineligible to use the sick leave
bank benefits in conjunction with short-term disability. |
| Vacation
and Holidays - Provided to most full-time employees. Schedules vary
according to the type of employee. |
| Social
Security - Each employee of MCSD is covered under the Social Security
Program, which pays benefits when the employee retires, becomes disabled, or dies. It
also pays Medicare benefits. |
|
Other categories available for payroll
deduction |
-
Tax Sheltered Annuities
-
U.S. Savings Bonds
-
Cancer and Intensive Care Coverage
|
-
Professional Organization Dues
-
Automatic Direct Deposit
-
Credit Union
|
